Official wording — reproduced verbatim
What the standard text says
Expenses for treatment directly arising from or consequent upon any Insured Person committing or attempting to commit a breach of law with criminal intent.
Source: IRDAI, Guidelines on Standardization of Exclusions in Health Insurance Contracts, page 8. Open the official PDF ↗
In plain English — our reading
What that means on the page
Treatment expenses are excluded when they arise directly from the insured person committing, or trying to commit, a breach of law with criminal intent.
This explains the standard wording. Your policy schedule, endorsements and other clauses may change how the document applies to you.