JULILLUSTRATION— not a real policy

lookatmypolicy.com — L.A.M.P.

It was written to be unread.

Your insurer's own words, with the page number. We read documents. We don't rate companies.

See what is open today ↓

The lamp — switched on

The only dark thing in this room is the policy.

The wording has not changed. The light has.

The document — under the lamp

Filed wordingAbstract view

ILLUSTRATION — not a real policy

Dawn — the wording is still the wording

Nothing changed. It became readable.

A reading, never a verdict.

Excl01Pre-Existing DiseasesExcl02Specified disease/procedure waiting periodExcl0330-day waiting periodExcl04Investigation & EvaluationExcl05Rest Cure, rehabilitation and respite careExcl06Obesity/ Weight ControlExcl07Change-of-Gender treatmentsExcl08Cosmetic or plastic SurgeryExcl09Hazardous or Adventure sports

The public register — counted, not ranked

3,333 filed products — 1,820 health · 1,513 life

from IRDAI's public product registers

What the lamp is for

Read the policy. Show the page.

Insurance terms decide what happens long before a claim does. L.A.M.P. is being built to make those terms visible without selling, scoring or recommending a product.

The insurer's words

Facts will come from filed policy wordings, not marketing pages or summaries. A figure will not appear until its source has been read.

The citation beside it

Clause and page references will sit in the margin beside the fact they support, like notes in a careful edition.

No verdict

No prices, rankings, scores, recommendations or winner tables. The site reads documents. It does not tell you what to buy.

How a page gets made

A slow method, on purpose.

  1. 01

    Find the filed wording

    Start with the product register and the insurer's filed policy document. Not an advertisement. Not a remembered clause.

  2. 02

    Read it like a reference work

    Identify caps, co-pays, waiting periods and exclusions. Record the exact clause and page. Mark anything unclear as unclear.

  3. 03

    Publish only what was verified

    A page opens after the wording has been checked. Plausible is not good enough; an absent number is safer than an invented one.

The honest roadmap

Most of the reading room is still closed.

The whole shelf, the index, the ledger, the record, the almanac and the upload tool will open only when their data and safeguards are ready. The grey doors in the navigation are a promise to wait.

See what is coming — and what never will →