Official wording — reproduced verbatim
What the standard text says
Expenses related to any treatment necessitated due to participation as a professional in hazardous or adventure sports, including but not limited to, para-jumping, rock climbing, mountaineering, rafting, motor racing, horse racing or scuba diving, hand gliding, sky diving, deep-sea diving.
Source: IRDAI, Guidelines on Standardization of Exclusions in Health Insurance Contracts, page 8. Open the official PDF ↗
In plain English — our reading
What that means on the page
This exclusion applies to treatment needed because the insured person took part professionally in hazardous or adventure sports. The official wording gives examples but does not limit the category to that list.
This explains the standard wording. Your policy schedule, endorsements and other clauses may change how the document applies to you.