Standard exclusion — Excl15

Refractive Error

These are IRDAI's codes and IRDAI's words, not ours.

Official wording — reproduced verbatim

What the standard text says

Expenses related to the treatment for correction of eye sight due to refractive error less than 7.5 dioptres.

Source: IRDAI, Guidelines on Standardization of Exclusions in Health Insurance Contracts, page 9. Open the official PDF ↗

In plain English — our reading

What that means on the page

Treatment to correct eyesight is excluded when the refractive error is below the stated threshold of 7.5 dioptres.

This explains the standard wording. Your policy schedule, endorsements and other clauses may change how the document applies to you.