Official wording — reproduced verbatim
What the standard text says
Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof.
Source: IRDAI, Guidelines on Standardization of Exclusions in Health Insurance Contracts, page 8. Open the official PDF ↗
In plain English — our reading
What that means on the page
This exclusion concerns treatment for alcoholism, drug or substance abuse, other addictive conditions, and the consequences of those conditions.
This explains the standard wording. Your policy schedule, endorsements and other clauses may change how the document applies to you.